Multiple riders and hire insurance

In case of multiple riders using the same bike, it might be prudent to insure all of them especially if the riders are young. While the premiums will be higher in such cases, it is better to be safe than sorry.

If your motorcycle is out of action for repairs, you may need to hire one for your daily transportation needs. However if you can use public transport, you avoid the need to have a policy that provides cover for a hire bike. This will reduce your insurance premiums.